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Nationwide Crack Down On Home Insurance Claims See 26 Police Forces Visted and 43 Arrested So Far! 

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The Insurance Fraud Enforcement Department, part of the City of London Police, have arrested six people and interviewed a further 42 people as part of a nationwide clampdown on fraudulent household insurance claims this week.
Officers visited 26 police force areas as 43 officers targeted fraudulent insurance claims that cost every policy holder £50 in their annual premium in a three day national operation.

Of the cases targeted today the total claim made against the insurance industry if they had paid out the funds would have been £360,000.

The arrests and interviews were made across the country including in Cleveland, Merseyside, Greater Manchester, Birmingham, London, Cumbria, Anglesey, Kent, Essex, Cardiff, Bristol and Brighton.

In a Sunderland case a 43 year old man was arrested on suspicion of Fraud by False Representation after making a £10k claim for a Tiffany ring lost whilst being taken to be polished.

The claim fell apart when it became apparent that the man’s ex-partner still had the ring and told the insurers this after noticing paperwork for the claim.

Frequently fraudsters are providing images of lost items taken after the items were alleged to have been stolen.

A 26 year old woman was arrested in Rainhill, Merseyside on suspicion of Fraud by False Representation after she made a claim for a wedding ring lost on the 23 February. The evidence she supplied to back up her claim showed an image of the ring.

When the metadata on the image was checked it was found to have been taken on the 24 February, the day after the alleged loss.

Metadata can be used to identify the date an image is taken and also highlight what device took the image e.g. phone or tablet.

Other types of fraudulent claims include those were receipts and invoices are doctored and forged.

A 34 year old man and a 30 year old woman were arrested in Staines, Surrey on suspicion of Fraud buy False Representation after making a claim for £45k for a water leak that had caused damage to kitchen and flooring from a faulty boiler.

The invoices provided were found to come from a company that had ceased trading in 2009, six years before the leak happened. 

Additionally, images of the damage caused by the leak were found to be taken before the date of the leak.

Det Ch Insp Angie Roger’s, Head of IFED said “Insurance fraud is not a victimless crime and costs every policy holder £50 each year.

“If people think they can get away with exaggerating or making false claims they should know that the Insurance Fraud Enforcement Department have dealt with 1200 fraudsters since we began in 2011.

“Those caught making false claims will be dealt with, and were appropriate will be put in front of the courts and sent to jail.

Mark Allen, Manager, Fraud and Financial Crime Manager for the Association of British Insurers, said:

“This concerted nationwide action led by IFED demonstrates how the insurance industry is determined to protect its honest policyholders by taking decisive action to identify and enforce against fraudsters. The risks associated with committing insurance fraud are simply not worth it. You’re now more likely than ever to get caught and suffer severe and long-lasting consequences.”

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URGENT PRODUCT RECALL: Toy ball fears it could pose choking hazard

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Toys R Us has urgently recalled a children’s ball after it was found to pose a choking hazard.

Parents have been urged to urgently stop their babies playing with ‘Bruin Wiggle Ball’ also known as the ‘Giggle Ball’ and return them to the store.

The toy was found to pose a safety risk to young babies, The rubber knobs and plastic back can detach to create a small part that could choke a child.

The bally has been recalled has been recalled at Toys R Us worldwide after safety concerns were raised in the US.

A notice posted by the US Consumer Product Safety Commission said Toys R Us had received six reports of the knobs breaking off, including four reports of pieces of the product found in children’s mouths.

The US regulator said consumers should immediately stop using the recalled balls, take them away from babies and return them to Babies R Us or Toys R Us for a full refund.

A spokeswoman for Toys R Us in the UK said: “This item is now off sale and we ask customers who have bought this item to return it to a Babies R Us or Toys R Us for a full refund.”

The blue plastic toy has distinctive green, yellow and orange knobs and carries the item number 067369 and the model number 5F6342E.

The ball wiggles, vibrates and plays three different musical tunes. It has an on/off switch and requires 3 AA batteries to operate.

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Teesside

Big changes to the Driving test here is everything you need to know

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If you are a learner driver you might want to think about passing your driving test before December, Before they make some big changes to the driving test.

The Major changes will see a focus on drivers becoming more safe and independent on the roads which is not a bad thing.

Those who hate reversing round the corner will no longer be asked to do it during the test, so if you struggle December could be a good month for you. After all how many of you have actually reversed round corners since passing your test?

No more asking your dad to jump out and reverse the car out of the bay so you can get back home anymore as drivers will be required to do this before they can pass the test.

Those on the test will be required to park in a bay within a supermarket or shopping centre and then be required to reverse out of the bay.

To be honest it is something you’re going to need almost daily once you’ve passed your test.

Sat-navs are going to be another focus within the driving test and no longer looking at road signs for directions.

What are the four big changes?

1. More independent driving

Independent driving with a Sat-Nav will increase to 20 minutes from the current 10, you’ll be allowed to use a satnav or traffic signs.

However, you don’t get to decide the examiner will decide if he or she wants you to use road signs or the satnav.

2. Using a satnav

Standardised TomTom Start 52 model Satnavs will be used within the examinations, these will be introduced into the driving tests.

The examiner will provide the equipment and will set it up for the direction of travel.

Four out of Five people will be required to use the Satnav within the test.

3. Changes to manoeuvre

They’ve decided to bin the ‘reverse around the corner’ and the dreaded ‘turn-in-the-road’ these will no longer be tested however they will still be taught by your instructor as standard.

Instead, you’ll be tested on one of the three manoeuvres: Parrellel park at the side of the road, Parking in a bar and either driving in and reversing out or reversing in and driving out and finally pull up on the right-hand side of the road, reverse for 2 car lenghts and rejoin the traffic.

That means you’ll be tested on one of the following three manoeuvres: parallel park at the side of the road; park in a bay – either driving in and reversing out, or reversing in and driving out; pull up on the right-hand side of the road, reverse for 2 car lengths and rejoin the traffic.

4. ‘Show me, tell me’ questions

The show me, tell me questions are changing and these will have more focus on car safety.

The ‘Tell Me’ questions will be asked at the start of the test, But the new ‘Show Me’ questions will be asked during the test.

Which means you could be driving along and the examiner will ask you to show me how to use the windscreen wipers.

So what isn’t changing?

They are keeping the pass mark exactly the same you won’t be allowed more than 15 faults and no serious or dangerous faults. If you manage that you’ll pass.

The test will still last 40 minutes and they’ve also decided to keep the cost the same.

The changes come into play for anyone taking their test from December 4th, 2017.

If you cancel or move your test or it is rescheduled after this date you’ll take it under the new changes.

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Cleveland Cops investigate grim discovery of severed hand, all is not as it seems

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Cleveland Police have closed one lane of the A19 to deal with what they called a police incident.

Things took a turn when a member of the public believed they had spotted a hand. Cops immediately responded.

Cops from the road policing unit were on ‘hand’ to let members of the public know that officers would be in the carriageway carrying out an investigation.

Mystery surrounded the nature of the incident which occurred on the A19 Northbound between Portrack and Norton Slip Roads.

The flow of traffic was slowed while police investigated what they believed to be a ‘realistic looking severed hand’ and immediately put a crime scene in place.

Thankfully to the officers relief this wasn’t a real hand, after many jokes I’d image between themselves they re-opened the A19 and welcomed the jokes.

Cleveland Police Road Policing Unit said “The A19 is now clear. In a nutshell, an eagle eyed diligent member of the motoring public spotted a suspicious looking item… see picture, in the central reservation. Officers have attended and it has been found to be a realistic looking ‘severed hand’. No doubt comments will be forthcoming- please!………..”

We really think that the police are going to need a hand finding out who left the hand there.

Hopefully whoever wasted so much Police time will feel the long arm of the law.

Sorry that’s the best we can do with the jokes.

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